European payment sovereignty: from ambition to adoption

Payment sovereignty is becoming a strategic issue for Europe’s financial ecosystem.

As new payment models emerge and geopolitical tensions reshape the market, financial institutions are rethinking Europe’s dependence on international payment infrastructures.

In this white paper, DynaFin Consulting explores where Europe remains dependent, how initiatives such as Wero could reshape the payments landscape, and why the future of payment sovereignty will ultimately depend on adoption rather than technology.